Federal direct loans
The School participates in the William D Ford Federal Direct Loan Program; this is the only US Federal funding available to US students in the UK. (Graduate students studying at schools outside of the USA are eligible to apply for Direct Unsubsidised and Direct PLUS loans only.)
We can certify applications for both Federal Direct Loans and Alternative Education (‘Private’) loans. The US Department of Education suggests that students apply for Federal Loans first before applying for private loans. We strongly advise students to review all potential loans carefully, reading the loan details and repayment obligations for each, before choosing which loan/s would be best suit their personal situation and loan requirements. US loans students may borrow up to the Cost of Attendance (CoA), as set by the London School of Hygiene & Tropical Medicine, each year.
Students registered on distance learning courses are not eligible for Direct Loan funding.
Students registered on London-based courses who are based in the US for research or study are not eligible for direct loan funding.
Federal School Code: For FAFSA applications our Federal School code is G22100. We are listed as 'University of London: London School of Hygiene and Tropical Medicine'.
Types of loans: For detailed information about the different types of loans available via direct loans please click here. Students at the School should read the information for graduate students.
Please then refer to the information provided below for a summary of loan types, guidance on how to make an application, how loans are disbursed and further details about the terms and conditions of the loans.
Calculating your Cost of Attendance and making an application for loans: The London School of Hygiene & Tropical Medicine will not know that you wish to apply for US Federal Direct Loans until we receive a completed LSHTM loans cover sheet from you (despite any information you may receive from the US Department of Education suggesting that your information has been sent directly to us). Therefore, we would encourage all potential applicants to read these links carefully and follow the steps they contain:
- Calculating your Cost of Attendance
- How to make an application for loans (direct loans & private loans)
General loan information: including loan disbursements, deferments and repayments; terms and conditions; and consumer information.
*Information for 2017-18 prospective & continuing students
The 2017-18 FAFSA will be open for applications far earlier in the year than has been the case previously. Prospective students should be aware that the School will only be processing loan requests for 2017-18 from July 2017 onwards.
In advance of this applicants are welcome to use our Application Flow Chart to check that that they have
(a) followed all the application steps required by us, and
(b) have met the eligibility checks we will conduct before we will originate a loan, and
(c) calculated the amount they are likely to be eligible to borrow.
Please do not request a credit check (for PLUS loans only) until 1 May 2017 at the earliest. Credit checks are only valid for 180 days. (If a credit check has been done too early on we'll need to request that a second check is conducted, and both will show on the applicant's credit history.)
Whilst there are many US private (non-federal) lenders very few will lend to students studying outside the US (Foreign Schools). As far as we are aware, only one private education loan provider issues loans to Foreign Schools: Sallie Mae. Private loans details can be found here. We would suggest that you also read the information for borrowers and potential borrowers of US loans.
For any further details please contact the Student Finance Team via firstname.lastname@example.org using ‘US loans’, your name, and your student number in the subject line.