US Loans

Federal Direct Loans

The London School of Hygiene & Tropical Medicine participates in the William D Ford Federal Direct Loan Program; this is the only US Federal funding available to US students in the UK. Graduate students studying at schools outside of the USA are eligible to apply for Direct Unsubsidised and Direct PLUS loans only.  

LSHTM can certify applications for both Federal Direct Loans and Alternative Education (‘private’) loans for research degrees and London-based MSc courses. The US Department of Education suggests that students apply for Federal Loans first before applying for private loans. Students should to review all potential loans carefully, including the loan details and repayment obligations for each, before choosing which loan(s) would be best suit their situation and requirements. Eigible students may borrow up to the Cost of Attendance (CoA), as set by the London School of Hygiene & Tropical Medicine, each year. Please note the following:

  • Students registered on distance learning courses are not eligible for Direct Loan funding.
  • Students registered on London-based courses who are based in the US for research or study are not eligible for Direct Loan funding.
  • Students enrolled on the LSHTM and Nagasaki University Joint PhD Programme for Global Health are not eligible for Direct Loan funding.

Types of loans: Detailed information about the different types of Direct Loans is available via Students due to study at LSHTM should read the information for graduate students.

Calculating your Cost of Attendance

Please read the Cost of Attendance information before applying for your loans, as this will assist you in deciding the amounts that you wish to request.

Applying for your loans

The following page provides guidance on applying for your loans. It is important that these steps are followed in full. If the necessary steps are not completed, including submitting an LSHTM cover sheet, your loans cannot be certified.

General loan information

The following pages include information on loan disbursements, deferments and repayments; terms and conditions; and consumer information.

Private loans

Currently, Sallie Mae is the only private education loan provider that we are aware of issuing loans to US students studying at foreign schools. For further information, see the private loans page. 

For any further details please contact the Tuition Fees Team via and include ‘US loans’, your name and student number in the subject.